::::::Bhutan National Bank - ATM Facility :::::::

AUTOMATIC TELLER MACHINE / POINT of SALE
		Bhutan National Bank Ltd. is established in the year 1997. In keeping with the valuable time and convenience of our valuable customers Bhutan National Bank Limited launched the first ATM facility in Bhutan on April, 2004. One ATM is installed in Thimphu Branch and the other in the Phuentsholing Branch. In April 2007, eight more ATMs were installed in all the branch office of the bank. For the first time all the ATMs are going to get online. The ATM cards are going to be availed in all the ATMs including the ones present in the Branch. By 2007,PoS-Point of Sales are going to get introduced in Bhutan. The bank is in the process of installing 100 PoS terminals in the merchant place for purchase.
ISSUANCE OF ATM/DEBIT CARDS
			The ATM/Debit card is extremely versatile and simple to use, being valid in all the BNBL ATMs and PoS terminals. Unlike the ATM, PoS will debit the transacted amount directly from your bank account. The cards are issued to: -Individual saving account holders -Current account holders on request, but the card will be deactivated when the current account is converted to overdraft a/c.

ATM SERVICES
You can use your card in all the BNBL ATMs. Presently there are ten ATMs .This allows you 24-hours access to any of the accounts linked to your card. You can avail the following services from the BNBL ATMs. 1. Cash withdrawal -maximum Nu.30,000.00 in a day in multiples of Nu.100.00 and Nu.500.00 -no withdrawals shall be allowed if the a/c balance is lesser than Nu.400 -the maximum number of transactions allowed in the ATM is ten times per day. -a minimum balance of Nu.300.00 be maintained in your account all the time. - Maximum of Nu.15,000.00 per transaction. 2. Balance enquiry -this facilitates you to check your account balance. 3. Change PIN (Personal Identification Number) -you are advised to regularly change the PIN to ensure secrecy. 4. Fast Cash -this option facilitates the customer to withdraw cash resulting in quicker dispensing of the desired amount i.e. Nu.500.00,Nu.1,000.00,Nu.1,500.00 and Nu.2,000.00.


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