BALANCE SHEET (AUDITED) AS OF 31st DECEMBER 2006   31st DEC., 2006 31st DEC., 2005   Nu.                ch Nu.                ch       CAPITAL &LIABILITIES Share Capital 119,008,000.00 119,008,000.00 Reserves 705,575,870.02 638,856,207.44 Deposits 8,622,910,434.81 6,424,627,251.87 Current Liabilities 131,666,916.19 188,681,092.89 Provisions 472,672,824.70 428,239,744.67 Proposed Dividend 83,305,600.00 59,504,000.00 Total Liabilities 10,051,834,045.72 7,799,412,296.87             ASSETS Cash & Bank Balances 4,265,336,688.38 3,014,739,244.44 Investments 584,927,237.30 723,431,565.19 Loans And Advances 5,094,539,649.59 3,961,993,988.49 Fixed Assets (at cost, less depreciation) 79,807,282.77 71,782,119.15 Other Assets 27,223,187.68 27,465,379.60 Total Assets 10,051,834,045.72 7,799,412,296.87     Significant Accounting Policies & Notes on Accounts

The Schedules referred to above form part of the Balance Sheet. This is the Balance Sheet referred to in our report of even date.

T K GHOSE & CO.
Chartered Accountants